Ripple RLUSD Strategic Shift Summary

Ripple is shifting its focus toward promoting RLUSD, its USD-backed stablecoin, as banks increasingly prefer stable and compliant assets over XRP. While XRP remains part of Ripple’s On-Demand Liquidity for select corridors, most RippleNet partners use xCurrent or xVia without XRP due to regulatory and volatility concerns.

Major financial institutions like American Express, Standard Chartered, and PNC Bank leverage RippleNet’s solutions without XRP, highlighting the token’s shrinking role in mainstream banking. This marks a clear strategic pivot by Ripple to align with institutional demands for stability and compliance.